Florida CFO Bars Insurers From Altering Adjusters’ Reports Without Explanation

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Almost two years after a group of independent claims adjusters alleged that insurers had deceptively altered their damage estimates and low-balled policyholders, Florida’s chief financial officer has issued an emergency rule barring similar actions in Hurricane Milton claims.

“Any move in a positive direction is a good thing,” said Mark Vinson, one of the whistleblowing independent adjusters who made the charges at a Florida legislative hearing in late 2022.

The rule, posted Wednesday evening just as Hurricane Milton’s eyewall made landfall near Tampa, prohibits desk adjusters from modifying field adjusters’ initial damage estimates – unless

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