An analysis of the claims paid out after the Gray and Oregon Road fires in Washington last year found that most of the homes destroyed were under-insured.
The fires destroyed 366 homes, burning more than 20,000 acres outside of Spokane in August 2023.
Washington Insurance Commissioner Mike Kreidler’s office initiated a data call in June to collect information from insurers that had a loss associated with the fires.
The results showed 355 significant dwelling claims ($10,000 in dwelling loss and $10,000 in personal property loss), and 244 had paid out 100% of their coverage for