Florida’s coastal habitats reduce storm-related insurance costs – Swiss Re

Natural coastal habitats against flooding

By cross-referencing NFIP claims data with its Biodiversity and Ecosystem Services (BES) Index, Swiss Re examined the risk reduction provided by coral reefs, mangroves, salt marshes, and seagrass meadows. The study compared areas with the highest and lowest levels of natural protection to determine the impact on flood-related insurance claims. 

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